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What is a Credit Score?

A credit score is a measure of your creditworthiness. It tells your ability to pay back a borrowed loan. It is a 3 digit number ranging from 300-900 with 900 being the best. Financial institutions who lend money decide your loan eligibility basis your credit score.

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Why A Good Credit
Score Is Important?

Why A Good Credit Score Is Important?

Your Credit score is important because it showcases how dependable or risky you are as a borrower. Thus, it has a direct impact on how eligible you are for a loan, what the lender will offer you as a loan amount, and the rate of interest you will be charged. Your credit score allows lenders to judge the potential risk of lending you money.

Credit score of 750 and above is considered as ideal score and you will qualify for various credit cards and loans. In case your credit score is less than 750, you may find it difficult to avail loans or credit card at regular rates.

How To Maintain A
Good Credit Score?

How To Maintain A Good Credit Score?


Timely payment of EMI without missing any EMI


Make sure you pay your EMI before the due date without any delay


It is important to have a balance between secured and unsecured loans Too many existing loans bring your Credit Score down.


Too many loan applications create a bad image of the borrower as many institutions are not willing to lend.