Dhanvarsha Finvest Limited, is a registered Non-Banking Financial Company (NBFC) with Reserve Bank of India (RBI), having its registered office at 2nd Floor, Building No. 4, DJ House, Old Nagardas Road, Andheri (East), Mumbai 400 069 (hereinafter referred to as, “Dhanvarsha”, “we”, “us”, etc.)
Personal Data, means and includes, any data relating to identified or identifiable living person (‘data subject’ here in referred as you/your’) including but not limited to, name, telephone number, email ID, any personal details that may have been voluntarily provided by the customer, whether to Unique Identification Authority of India (UIDAI), Credit Information Bureau of India Limited (CIBIL) or any other agency including any other Credit Information Companies (CIC).
We collect data about you or your usage to provide better services to all of our users. We collect data in the following ways:
We understand the importance of your information and ensure that it is used for the intended purpose only. We access, store and use the information we collect from you in accordance with the applicable laws. We restrict access to your Personal Data to employees who we believe reasonably need to know that data in order to fulfil their jobs to provide, operate, develop, or improve our products or services.
Dhanvarsha does not share Personal Data about you with other people or non-affiliated companies except a) to provide products or services you've requested, b) when we have your permission, c) or under the following circumstances:
Our Services may link to third-party websites/applications and services that are outside our control. Further, Dhanvarsha, its group companies, its affiliates, and their directors and employees (“Dhanvarsha Group”) accept no liability and will not be liable for any loss or damage arising directly or indirectly (including special, incidental or consequential, punitive, or exemplary loss, damage or expenses) from your use of any application or any site or inability to use by any party, howsoever arising, and including any loss, damage or expense arising from, but not limited to, any defect, error, omission, interruption, imperfection, fault, mistake or inaccuracy with any online application, its Contents (material, information, data, money market movements, news items, etc.) or associated services, or due to unavailability of any application or any part thereof or any Contents or associated services even if Dhanvarsha Group are advised of the possibility of such damages, losses or expenses.
To use the Site/Application you agree that you must be the minimum age (described in this paragraph below) or older. The minimum age for these purposes shall be 18, however if local laws require that you must be older in order for Dhanvarsha to lawfully provide the services in the Site/Application to you then that older age shall apply as the applicable minimum age.
We are seeking your permissions to access below mentioned data to check the creditworthiness of the loan application, evaluate the credit risk, prevent fraudulent loan application and manage credit disbursal in a short span of time. We request you to please read the permissions carefully wherein we have explained how and why the data is collected by us.
Contacts: By accepting this permission, you are allowing us to access your contact information from your address book and have it uploaded on our server. This is to help you manage reference selection during loan application process and for us to be definite about your usage of this phone. This permission is critical for us to detect any fraudulent loan applications and manage credit risk better. The data transferred to the server is accomplished through secure APIs.
Location: By accepting this permission, you are allowing us to track your current location. This helps us to check for availability of our services in your location to approve your loan application.
Camera: By accepting this permission to access camera, you are able to take a selfie, scan/capture image(s) and share/upload the requested KYC documents and help us to establish the authenticity of your loan application.
Dhanvarsha shall not be liable for any loss or damage sustained by reason of any disclosure (inadvertent or otherwise) of any information concerning the user's account and / or information relating to or regarding online transactions using credit cards / debit cards and / or their verification process and particulars nor for any error, omission or inaccuracy with respect to any information so disclosed and used whether or not in pursuance of a legal process or otherwise. Dhanvarsha does not store any Credit Debit card details. Any other personal and sensitive Personal Data shared by you which is not asked by Dhanvarsha during registration, either mandatorily or optionally; accounts to wilful and intentional furnishing; and Dhanvarsha will not be liable for breach of such information.
Please note that Dhanvarsha retains all rights (including copyrights, trademarks, patents as well as any other intellectual property right) in relation to all information provided on or via this web site (including all texts, graphics and logos).